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About Us |
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| Our short-term target is to be the leading
bank in Taiwan, whereas our long-term vision is to become a prominent
financial institution in Greater China Area. To setout below
are benchmarks for achieving our well-defined goals. |
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| For First
Group |
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For First
Bank |
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| Income before tax ≧ NT$ 20 bn |
| Market cap ≧ NT$ 200 bn |
| ROA ≧ 1% |
| ROE ≧ 15% |
| Double leverage < 120% |
| Group CAR ≧ 110% |
| P/E ＞ 12 |
| P/B ＞ 1.4 |
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| Market share in total assets
≧ 10% |
| Market share in total loan ≧
10% |
| Cost-to-income ratio ≦ 43% |
| Fee income to net income ≧ 20% |
| Overseas EBIT to total EBIT
≧ 30% |
| NPL < 2.0% |
| Coverage ratio ≧ 50% |
| CAR ≧ 10% |
| Tier 1 capital 6.5%
~ 7.5% |
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| We shall make endeavors to upgrade the
efficiency of joint marketing and capital management via resource
sharing group wide. The approach of M&A and business alliance
will be applied to tap niche market, as well as human resource,
and management expertise project, persistently satisfy client’s
demands and enhance shareholders’ value. |
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